Mobile Banking is a feature rich mobile banking solution developed by Qpay – the global experts in secure mobile transactions.

A mobile phone attached to the Internet is recognised as being less secure than a PC. Being less "intelligent" than PCs, mobile phones are less able to protect themselves from malicious software and therefore more at isk to fraud. To compensate, many banks have rolled out mobile banking solutions with only a limited range of functions.

The Qpay security platform, when linked with mobile banking provides a more secure environment (three to five factor security) than current best practice Internet Banking (with two factor security).

Developed as a value add module for the banking industry, Mobile Banking puts a range of banking services into the mobile handsets of the consumer. It is inexpensive – both in terms of capital expenditure and in operation – and provides a versatile, rich and secure environment for customers.

Your customers will love the access, the simplicity and the safety!

Functions include secure:

      •         Balance

•         Statement (delivered via voice or SMS)

•         Bill Payment

•         Funds transfer between accounts

•         Third Party Funds Transfer (P2P)

–        Simple 1 (transfer to known third party using key code)

–        Simple 2 (transfer to external third party using mobile phone id)

–        Complex (full third party funds transfer)

–        Local and International funds transfer

All in a totally secure environment using Qpay’s patent pending mobile security technology.

Benefits of the Mobile Banking system include:

      •         Simple, Safe, Intuitive (drives uptake)

•         Platforms include

–        SMS

–        Voice

–        Mobile Java application

–        Mobile Internet application

•         Three to Five factor authorisation (stronger than e-Banking)

•         Very low Total Cost of Ownership (TCO)

Whether your bank is a global leader, or a local service, you and your customers should enjoy the benefits and security of Mobile Banking.

To find out how to make this happen, call Qpay on 1800 456 289 or international callers

call +61 7 32454066.